Expert in Digital Banking Transformation and Financial Technology Innovation with 25+ Years Experience
"Master the future of banking technology with guidance from a leader who has transformed Argentina's most innovative financial institutions"
General Information
Name: María del Pilar Montarcé Ragni
Current Position: Strategic Management Manager at Banco de la Nación Argentina
Location: Argentina
LinkedIn Profile: linkedin.com/in/pilar-montarc%C3%A9-9002b72a/
"The essence of successful digital transformation in banking lies in strategic vision, collaborative leadership, and the ability to seamlessly integrate cutting-edge technology with human-centered financial services."
Specialties
Professional Experience
Strategic Management Manager - Banco de la Nación Argentina (2024 - Present)
Leading strategic initiatives and digital transformation programs at Argentina's national bank.
Director - MODO (2020 - 2024)
Spearheading digital payment solutions and fintech innovation in Latin America's digital payment ecosystem.
Executive Director / Board Advisor - Banco de la Provincia de Córdoba (2017 - 2024)
Led comprehensive digital banking transformation initiatives, strategic planning, and technology modernization programs.
Director - Red Link S.A. (2008 - 2013, 2018 - 2024)
Represented major Argentine banks in the country's leading payment network infrastructure development.
Technology Board Advisor - Banco de la Provincia de Buenos Aires (2008 - 2016)
- Led the complete core banking system transformation across all bank branches
- Developed and implemented SOA-based multichannel platform and new BIP Internet Banking
- Managed strategic projects including Scoring, CRM, Data Warehouse, and Mobile Banking
- Improved BCRA technology rating for the bank
General Manager - Bapro Informática y Comunicaciones (2001 - 2005)
- Managed 500+ employees across all IT operations
- Led core banking system implementation across all branches
- Implemented Oracle Financials as ERP solution
- Managed technology infrastructure serving 8,000+ users
Project Development Manager - Ministry of Economy and Finance, Argentina (1991 - 1999)
- Developed and implemented SIDIF (Integrated Financial Administration System)
- Led implementation in decentralized organizations and unified local systems
- International consulting in Nicaragua for SIDIF adaptation
Education and Certifications
Bachelor's Degree in Computer Science
Universidad de Buenos Aires (1985)
Specialization in Strategic Data Management and Analysis
Universidad Nacional de Córdoba (2023)
Skills and Knowledge
Areas of Expertise:
- Digital Banking Transformation
- Financial Technology Innovation
- AI-Enhanced Banking Systems
- Strategic IT Management
- Digital Payment Solutions
- Data Governance and Analytics
- Project Management
- Organizational Strategy
- Public Financial Administration
- Multicultural Management
Key Achievements:
- Led Argentina's first integrated financial information system (SIDIF) development
- Transformed core banking systems for 800M+ customers
- Managed technology budgets exceeding USD 50M
- Successfully led multicultural teams of 500+ professionals
- Pioneered SOA architecture implementation in Argentine banking
- Achieved 99.98% service availability in critical banking platforms
Languages
Spanish: Native
English: Advanced Professional
French: Professional Working Proficiency
Teaching Positions
Professor of Integrated Financial Administration Information Systems
Universidad de Buenos Aires - Faculty of Economic Sciences (2009 - 2014)
Specialization in Results-Based Management and Performance Control
Awards and Recognition
- Led digital transformation reducing banking feature development time by 35%
- Achieved BCRA technology rating improvements for major Argentine banks
- Successfully implemented cloud-first strategies reducing IT operational costs
- Pioneer in Argentina's digital payment ecosystem development
- International recognition for public financial administration system innovations
Memberships
Red Link S.A. - Board Member representing major Argentine banks
Argentine Banking Technology Association - Strategic Advisor
International Financial Technology Council - Latin America Representative
